Effective Date: June 12, 2025
By accessing this website, purchasing any service, or engaging with Credit Hubb in any manner, you agree to the following Terms and Policies. Please review carefully before proceeding.
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All payments made to Credit Hubb are final, non-refundable, and non-transferable. By purchasing, you acknowledge you are paying for time, administrative work, and expertise, not guaranteed outcomes.
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Credit Hubb offers credit education, file review, and administrative dispute assistance. We are not a law firm and do not provide legal advice or legal representation.
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Results vary based on individual credit profiles and responses from credit bureaus and creditors. We do not guarantee removals, score increases, or approvals. Credit repair is a process, and each dispute round typically takes 30–45 days. Multiple rounds may be necessary.
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To receive and maintain services, you agree to: • Maintain an active credit monitoring account as required • Provide accurate, complete, and truthful information • Upload all required documents and credentials promptly • Respond to all requests within a reasonable timeframe • Follow all recommendations provided
Failure to meet these requirements may delay, pause, or result in termination of services without refund.
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All services must be paid in full at the time of purchase unless otherwise stated. Payments are processed through approved platforms.
Chargebacks, payment disputes, or unauthorized reversals will be considered a violation of these terms and may result in: • Immediate termination of services • Collections action for unpaid balances • Permanent ban from future services
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You agree not to: • Provide false, misleading, or fraudulent information • Use services for unlawful or deceptive purposes • Harass, threaten, or abuse Credit Hubb staff
Violation of this section will result in immediate termination without refund.
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Credit Hubb reserves the right to suspend or terminate services at any time, without refund, if: • False or inaccurate information is provided • Required steps (monitoring, documents, etc.) are not completed • There is non-compliance with the process • Harassment, abuse, or misconduct occurs
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Credit Hubb is not responsible for: • Decisions made by credit bureaus, creditors, or lenders • Denials of credit, loans, housing, or approvals • Any indirect, incidental, or consequential damages
All services are provided “as is” without warranties of any kind.
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These Terms are governed by the laws of the State of Louisiana. Any disputes must be resolved within the appropriate courts of Louisiana.
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Credit Hubb reserves the right to update or modify these Terms at any time. Continued use of services after updates constitutes acceptance of the revised Terms.
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By purchasing or using our services, you confirm that you have read, understood, and agreed to all Terms and Policies outlined above.