Terms & Conditions
Effective Date: July 11, 2026
Welcome to ElenaStojkovska.com ("Website"), operated by Elena Stojkovska ("we," "our," or "us").
By accessing this Website or purchasing any products through it, you agree to be bound by these Terms & Conditions.
- Purpose of the Website
This Website provides educational content and offers:
- Digital products
- Private Label Rights (PLR) products
- Master Resell Rights (MRR) products
- Affiliate product recommendations
- Educational resources and digital downloads
- Digital Products
All digital products are delivered electronically. No physical products are shipped.
Access to purchased digital products is provided after successful payment.
- PLR & MRR Products
Some products available through this Website include Private Label Rights (PLR) or Master Resell Rights (MRR).
Each PLR or MRR product is subject to its own licence agreement. It is your responsibility to review and comply with the licence terms provided with each product.
We are not responsible for any misuse of PLR or MRR products after purchase.
- Affiliate Products
This Website may recommend products or services offered by third parties through affiliate links.
If you purchase through an affiliate link, we may receive a commission at no additional cost to you.
We are not responsible for the quality, availability, accuracy, support, or policies of third-party products or services.
Any questions regarding affiliate products should be directed to the relevant seller.
- Payments
Payment is required before access to any digital product is provided.
Prices may change at any time without notice.
We reserve the right to refuse or cancel any order due to pricing errors, suspected fraud, or technical issues.
- Refunds
Refunds are governed by our separate Refund Policy.
Unless otherwise stated, digital products are generally non-refundable once access has been granted, except where required by applicable consumer protection laws.
- Intellectual Property
Unless a product specifically includes PLR or MRR rights, all Website content—including branding, logos, graphics, text, downloads, guides, templates, and other materials—is protected by copyright and remains the intellectual property of Elena Stojkovska.
You may not copy, reproduce, redistribute, or resell any content without written permission.
- No Guarantees
All products and educational content are provided for informational and educational purposes only.
We make no guarantees regarding business success, income, profits, audience growth, or any other results from using our products or following our recommendations.
Individual results will vary.
- Limitation of Liability
To the fullest extent permitted by law, Elena Stojkovska shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from the use of this Website, digital products, PLR products, MRR products, affiliate products, or educational content.
- Third-Party Websites
Our Website may contain links to third-party websites.
We are not responsible for the content, products, services, security, or privacy practices of any third-party website.
- Changes to These Terms
We reserve the right to modify these Terms & Conditions at any time. Updated versions become effective immediately upon publication on this Website.
- Governing Law
These Terms & Conditions are governed by the laws applicable in the jurisdiction in which Elena Stojkovska operates.
- Contact
If you have any questions regarding these Terms & Conditions, please contact us using the contact information provided on this Website.
By using ElenaStojkovska.com, you acknowledge that you have read, understood, and agree to these Terms & Conditions.
Privacy Policy
Effective Date: July 11, 2026
Welcome to ElenaStojkovska.com ("Website"), operated by Elena Stojkovska ("we," "our," or "us").
We respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and protect your information when you visit our Website or purchase digital products.
By using this Website, you agree to this Privacy Policy.
- Information We Collect
We may collect the following information:
- Name
- Email address
- Billing information
- Purchase history
- IP address
- Browser and device information
- Website usage data collected through cookies and analytics
Payment information is processed securely through third-party payment providers. We do not store your full payment card details.
- How We Use Your Information
We may use your information to:
- Process your purchases
- Deliver digital products and download links
- Respond to customer enquiries
- Send order confirmations and important account communications
- Improve our Website and services
- Prevent fraud and maintain website security
- Comply with legal obligations
- Send marketing emails if you have opted in. You can unsubscribe at any time.
- Affiliate Links
Our Website may contain affiliate links to third-party products and services.
If you purchase through an affiliate link, we may earn a commission at no additional cost to you.
Affiliate partners have their own privacy policies, and we encourage you to review them before providing your personal information.
- Cookies
We may use cookies and similar technologies to:
- Improve website functionality
- Remember your preferences
- Analyse website traffic
- Enhance your user experience
You can manage or disable cookies through your browser settings.
- Sharing Your Information
We do not sell or rent your personal information.
We may share your information with trusted third-party service providers who assist with payment processing, website hosting, email communications, analytics, digital product delivery, and other business operations.
We may also disclose your information where required by law.
- Data Security
We use reasonable technical and organisational measures to protect your personal information. However, no online system can be guaranteed to be completely secure.
- Data Retention
We retain your personal information only for as long as necessary to:
- Deliver purchased digital products
- Provide customer support
- Meet legal obligations
- Resolve disputes
- Enforce our Terms & Conditions
- Your Rights
Depending on your location, you may have the right to:
- Access your personal information
- Request correction of inaccurate information
- Request deletion of your personal information where permitted by law
- Withdraw consent for marketing communications
- Request information about how your data is processed
- Third-Party Websites
Our Website may link to third-party websites, including affiliate partners. We are not responsible for the privacy practices or content of those websites.
- Children's Privacy
This Website is intended for individuals aged 18 years or older. We do not knowingly collect personal information from anyone under the age of 18.
- Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes become effective immediately upon publication on this Website.
- Contact
If you have any questions regarding this Privacy Policy, please contact us using the contact information provided on this Website.
By using ElenaStojkovska.com, you acknowledge that you have read, understood, and agree to this Privacy Policy.
Refund & Returns Policy
Effective Date: July 11, 2026
Thank you for shopping at ElenaStojkovska.com.
As our Website offers digital products and promotes affiliate products, please read this policy carefully before making a purchase.
- Digital Products
All products sold directly through ElenaStojkovska.com are digital products delivered electronically. No physical products are shipped.
- Refunds
Due to the nature of digital products, all sales are final.
Once a digital product has been delivered, downloaded, or access has been granted, we do not offer refunds, returns, exchanges, or cancellations, except where required by applicable consumer protection laws.
- Duplicate Purchases
If you accidentally purchase the same digital product more than once, please contact us within 14 days of your purchase. Where appropriate, we may issue a refund for the duplicate transaction.
- Technical Issues
If you experience any difficulty accessing or downloading your purchased product, please contact us. We will make reasonable efforts to resolve the issue or provide an alternative method of delivery.
- Affiliate Products
Some products promoted on this Website are sold by third-party companies through affiliate links.
If you purchase an affiliate product, your purchase is subject to the seller's refund, returns, and customer service policies.
ElenaStojkovska.com is not responsible for processing refunds or returns for affiliate products. Please contact the relevant seller directly for assistance.
- PLR & MRR Products
Private Label Rights (PLR) and Master Resell Rights (MRR) products are digital products and are subject to this Refund & Returns Policy unless otherwise stated by the product creator or licence terms.
Customers are responsible for reviewing any licence agreement included with the product before use.
- Chargebacks
If you have a concern regarding your purchase, we encourage you to contact us first so we can attempt to resolve the issue.
Fraudulent or abusive chargeback claims may result in the suspension of access to purchased digital products and future purchases.
- Consumer Rights
Nothing in this Refund & Returns Policy limits or excludes any rights you may have under applicable consumer protection laws that cannot legally be excluded.
- Contact
If you have any questions regarding this Refund & Returns Policy, please contact us using the contact information provided on this Website.
By purchasing from ElenaStojkovska.com, you acknowledge that you have read, understood, and agree to this Refund & Returns Policy.
Disclaimer
Effective Date: July 11, 2026
Welcome to ElenaStojkovska.com. By using this Website, you acknowledge and agree to the terms of this Disclaimer.
- Educational & Informational Purposes
The content, digital products, resources, templates, guides, eBooks, planners, PLR products, MRR products, and other materials provided on this Website are for educational and informational purposes only.
Nothing on this Website should be considered legal, financial, tax, business, medical, or other professional advice.
- No Guarantees
We make every effort to provide valuable and accurate information; however, we do not guarantee any specific results.
Your success depends on many factors, including your knowledge, experience, effort, business decisions, and market conditions.
Any examples of success, testimonials, or case studies are not guarantees that you will achieve the same results.
- Earnings Disclaimer
Any references to income, revenue, profits, sales, or business growth are provided for educational or illustrative purposes only.
We do not guarantee that you will earn money, achieve financial success, or obtain any particular outcome by using our digital products or implementing the information shared on this Website.
- Affiliate Disclosure
This Website may contain affiliate links to third-party products and services.
If you click an affiliate link and make a purchase, we may earn a commission at no additional cost to you.
We only recommend products and services that we believe may provide value; however, we are not responsible for the quality, accuracy, support, or performance of any third-party products or services.
- PLR & MRR Products
Some products available through this Website include Private Label Rights (PLR) or Master Resell Rights (MRR).
Each PLR or MRR product is subject to its own licence terms. It is your responsibility to review and comply with the applicable licence before using, modifying, or reselling the product.
We are not responsible for any misuse of PLR or MRR products after purchase.
- Third-Party Websites
This Website may contain links to third-party websites.
We are not responsible for the content, privacy practices, availability, or policies of any third-party websites or services.
- Limitation of Liability
To the fullest extent permitted by applicable law, Elena Stojkovska shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of this Website, reliance on its content, or use of any digital, affiliate, PLR, or MRR products.
- Intellectual Property
Unless otherwise stated, all content on this Website—including text, branding, graphics, logos, downloads, and digital resources—is the intellectual property of Elena Stojkovska and is protected by applicable copyright and intellectual property laws.
No content may be copied, reproduced, distributed, or used without prior written permission, except where a product licence expressly permits it.
- Changes to This Disclaimer
We reserve the right to modify or update this Disclaimer at any time. Any changes will become effective immediately upon publication on this Website.
- Contact
If you have any questions regarding this Disclaimer, please contact us using the contact information provided on this Website.
By using ElenaStojkovska.com, you acknowledge that you have read, understood, and agree to this Disclaimer.