Travel Credit Cards

The #1 hack for traveling cheaper: travel credit cards! Travel credit cards let you earn points or miles on purchases you're already making, then redeem them for flights, hotels, and other travel — essentially turning everyday spending into free (or heavily discounted) trips. The trick is that not all cards earn the same way: some give bonus points on categories like dining or groceries, others focus on travel-specific perks like lounge access or free checked bags, and each one usually comes with a sign-up bonus worth thousands of points just for meeting a minimum spend early on. That's why I personally use four different cards instead of just one — each plays a different role, and together they help me rack up points quickly without spending any extra money. Below are the four I use, along with what makes each one worth having: